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Bobby Earls • Illustration • • 11 views • unknown
5/2/2004 A 70-year-old grandfather was asked by his young grandson how things have changed since he was a kid. His reply is worth reading. "Well, let me think a minute. I was born before television, penicillin, polio shots, frozen foods, Xerox, contact lenses, Frisbees and the pill. There weren't things…
Jim L. Wilson • Illustration • • 16 views
We need to be as diligent as possible when dealing with money. Olesja Schemjakowa received her bank statement and discovered a charge for 7,709.90 Swiss francs for a cup of coffee and a cake. The Russian woman had ordered the snack at a Swiss café and paid for it with her credit card. She discovered…
Jim L. Wilson • Illustration • • 4 views
WalletHub conducted a survey to see how Americans are coping with the Social Distancing mandates imposed on them by the government. They discovered that “36 million Americans use online shopping as their number one way to cope with social distancing.” My only question is what will their strategy be to…
Jim L. Wilson • Illustration • • 6 views
Sanitation workers in the Philippines found dozen of wallets blocking the flow of water through a drain. They contained credit cards and IDs, but not one of them contained any money. Video taken at the scene shows the workers removing the wallets and laying out the items inside including credit cards…
Jim L. Wilson • Illustration • • 7 views
Danielle Reno said she only got out of her car for a minute to pick up her daughter, but when she did, someone jumped into her car and drove away. Reno said she filed a police report but decide to do some detective work on her own. The thief had also taken her credit and debit cards because her wallet…
Jim L. Wilson • Illustration • • 6 views
Parisa Dudley said she believes her son learned important lessons when he returned an envelope of lost cash to the owner. Dudley said her son Foster found a bank envelope with $900 at a department store. There was a receipt from a local credit union along with a person’s name and signature. Dudley asked…
Jim L. Wilson • Illustration • • 3 views
Craig Smith has a passion for movies, and a recent feature on a nationwide has helped him live out a true movie-type happy ending. Smith used a big portion of his savings to renovate a former firehouse into a two-screen movie theater, which is the only theater in Kingston, Washington. Smith found running…
Jim L. Wilson • Illustration • • 10 views
Piers Steel, a Canadian industrial psychologist, and professor from the University of Calgary concluded a ten-year study on procrastination that he published in the Bulletin of the American Psychological Association. According to Steel, procrastination “makes people poorer, fatter and unhappier.” Financially,…
Jim L. Wilson • Illustration • • 13 views
The personal finance guru in The New York Times, Carl Richards, has an interesting suggestion for staying out of debt, or at least lowering it significantly. His suggestion is to pay for the item first, by putting the money aside in a savings account. If you can’t wait to save up for the whole amount,…
Jim L. Wilson • Illustration • • 6 views
The National Football League is employing new technology that will provide more information about the speed, location, and rotation of the football during games. The league will use Radio Frequency Identification tags (RFID) to collect the information which will likely mean even more statistics for fans…
Jim L. Wilson • Illustration • • 8 views
In May 2017, the Federal Reserve Bank of New York said that total household debt in the United States had reached a record high, exceeding the previous high in 2008. The financial institution said household debt stood at $12.73 trillion. They said most of that debt consisted of student and auto loans,…
Jim L. Wilson • Illustration • • 14 views
“The average American with credit card debt owes more than $15,000.” Our massive debts have spawned a whole community of experts explaining how to manage or get rid of the debt. “The strategy begins with cutting up those cards that have the debt.” Then have a strategy to begin paying them off, one by…
Jim L. Wilson • Illustration • • 27 views
A New York man lost his wallet. To his amazement, his license and credit cards returned, but not the wallet. With the returned items, there was a note from the person who found it. The note said, “I kept the cash because I needed weed, the Metrocard because, well, the fare’s $2.75 now, and the wallet…
Jim L. Wilson • Illustration • • 1 view
Outstanding credit card debt in the United States is expected to climb to more than $900 billion. That will bring the average household credit card balance to $7,813. Most Americans underestimate what they actually owe. In one survey by the Federal Reserve Bank of New York, respondents underestimated…
Jim L. Wilson • Illustration • • 7 views
U.K. firm Intelligent Environments has a product to help over spenders manage their money better. They link an electronic bracelet with the customers’ bank account and send a gentle buzz warning when the account balance gets close to a preset limit and delivers an electric shock if it dips below. There…
Jim L. Wilson • Illustration • • 13 views
Police solved a mystery when they returned a stolen purse to a New Hampshire woman years later. Police in Seabrook, New Hampshire found Lisa Mazzaglia’s purse in a garbage can at a local market. Mazzaglia thought the police had made a mistake when they contacted her because the purse has disappeared…
Jim L. Wilson • Illustration • • 3 views
Bruce Rylant was returning home from a trip and stopped to get gas in Georgia. When he reached his next stop, Ryland realized his wallet was gone. In a panic, he cancelled all of his credit cards and rushed to replace the lost insurance cards and his driver’s license. The one thing, Ryland was most upset…
Jim L. Wilson • Illustration • • 10 views
In 2015, Dan Price, CEO of a credit-card processing firm made an announcement that he was raising the salaries of all of his employees to $70,000 a year. Price is now feeling the impact of that decision. One of the first things that happened as result of the decision was the loss of some big accounts.…
Jim L. Wilson • Illustration • • 108 views
What are we afraid of? According to an ABC News/Washington Post poll our two greatest fears are a major terrorist attack and someone in our family getting Ebola (71% & 43%). A Gallup poll thinks we are afraid of cybercriminals, 69% worry our credit card information will be stolen while 62% fear they…
Jim L. Wilson • Illustration • • 6 views
A survey investigating personal finances has found that roughly 18% of Americans say they expect to be in debt for the rest of their lives. The number has effectively doubled since the last time the survey was taken in May 2013. Overall the survey found that credit card indebtedness has increased moderately…
Jim L. Wilson • Illustration • • 4 views
A Michigan woman who intended to pay off an overdue $20 balance on her department store credit card now says she intends to sue the company instead. Lisa Ratliff said she was planning to pay the bill, but when she started getting multiple reminder calls every day, she got so annoyed that she decided…
Dan Hughes • Illustration • • 7 views
By John Brandon Published July 15, 2013 FoxNews.com Physical crimes that won’t be possible in 2025 Physical crimes that won’t be possible in 2025 Crime is evolving. 100 years ago, the best way to line your coffers was to rob a train. Bank robberies became a lucrative endeavor as well, yielding about…
Jim L. Wilson • Illustration • • 9 views
Antonio Arias has a problem. Four years ago a hospital mistakenly declared him dead and a death certificate was filed that bears his name, Social Security number, and date of birth. Now no matter how much he persists, no government agency or bank will believe he is alive. His credit cards have all been…
Jim L. Wilson • Illustration • • 8 views
An Associated Press-GfK poll asked Americans how much they trust others in everyday situations and found that most Americans find it hard to trust other people. Some examples include 78 percent of people saying that did not have a lot of faith in people they meet while traveling, and three quarters of…
Jim L. Wilson • Illustration • • 45 views
When Florida authorities arrested 49-year-old Jeffrey Hawkins on charges of trespassing, they expected him to say very little for his own protection. Instead, Hawkins waved his right to right to remain silent and began talking about his fraudulent use of credit cards saying he was “sick of running.”…