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FINANCES

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FINANCES

USA Today reports that the ten largest US banks make their profit from people who don’t keep track. Their biggest money maker is to pay checks presented to them drawn on accounts that have insufficient funds to cover. Then they charge the customer a large fee, some as large as $50.00 for overdrawing their account.

They use every opportunity to get your money. They pay checks before entering deposits. They pay largest checks first, thus bouncing more of the smaller checks, collecting a fee for each check. America’s banks are making their living off the sloppy bookkeeping of the American people. They hire consultants to help them increase the penalty fees they collect.

The easiest way to avoid the fees is to heed the wisdom of the Bible that encourages us to keep track of our business. Know the state of your finances. Pay attention to them and keep a close eye. It does you more than just spiritual good.

--USA Today, July 9, 2009 p. A1 Illustration by Jim L. Wilson and Rodger Russell

Proverbs 27:23 (NASB95) “Know well the condition of your flocks, And pay attention to your herds;”

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