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According to the WSJ.com only 68% of Americans spend less money than they earn, and almost a third having no saving. --Jim L. Wilson and Rodger Russell

The Week, March 7, 2014 p. 34

Ephesians 4:28 (ESV) (28) Let the thief no longer steal, but rather let him labor, doing honest work with his own hands, so that he may have something to share with anyone in need.

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