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U.K. firm Intelligent Environments has a product to help over spenders manage their money better. They link an electronic bracelet with the customers’ bank account and send a gentle buzz warning when the account balance gets close to a preset limit and delivers an electric shock if it dips below.

There are less shocking alternatives. Research shows that people spend 30% less when they have a cash-based, rather than a credit card based approach to spending. Constance Brinkley-Badgett, of Credit.com says, “If the plastic’s not in your pocket, maybe you’ll lose interest before you get around to making a deferred purchase.”

--“Watch a Bank Literally Shock People Who Overspend ” by Constance Brinkley-Badgett http://www.huffingtonpost.com/creditcom/watch-a-bank-literally-sh_b_10107958.html?utm_hp_ref=weird-news&ir=Weird+News

Proverbs 22:26–27 (HCSB) “Don’t be one of those who enter agreements, who put up security for loans. 27 If you have no money to pay, even your bed will be taken from under you.”

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