How Do I Manage Money?
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2 Corinthians 9:8 New King James Version
Inflation
The Consumer Price Index increased 8.5 percent for the year ended March 2022, following a rise of 7.9 percent from February 2021 to February 2022.
https://www.bls.gov/opub/ted/2022/consumer-prices-up-8-5-percent-for-year-ended-march-2022.htm
Cost of Living
The Senior Citizens League predicts Social Security benefits will increase 8.6% in 2023.
https://www.cnet.com/personal-finance/social-security-could-get-its-biggest-boost-in-40-years-heres-how-much-you-might-get/
God’s Financial Plan for You / Biblical Prosperity
2 Corinthians 9:8 And God is able to make all grace abound toward you, that you, always having all sufficiency in all things, may have an abundance for every good work.
If You Don’t Have Enough Money:
1. You don’t have enough income.
a. Increase your income.
2. You have too many expenses.
a. Decrease your expenses.
3. You don’t have money saved. / You haven’t planned for the future.
a. Proverbs 6:6 Go to the ant, you sluggard! Consider her ways and be wise,
b. Proverbs 6:7 Which, having no captain, Overseer or ruler,
c. Proverbs 6:8 Provides her supplies in the summer, And gathers her food in the harvest.
d. Save $1,000 for an Emergency Fund.
4. You’re under a curse (Malachi 3:8-11).
a. Malachi 3:8 “Will a man rob God? Yet you have robbed Me! But you say, ‘In what way have we robbed You?’ In tithes and offerings.
b. Malachi 3:9 You are cursed with a curse, For you have robbed Me, Even this whole nation.
i. Genesis 3:17 Then to Adam He said, “Because you have heeded the voice of your wife, and have eaten from the tree of which I commanded you, saying, ‘You shall not eat of it’: “Cursed is the ground for your sake; In toil you shall eat of it All the days of your life.
ii. Genesis 3:18 Both thorns and thistles it shall bring forth for you, And you shall eat the herb of the field.
iii. Genesis 3:19 In the sweat of your face you shall eat bread Till you return to the ground, For out of it you were taken; For dust you are, And to dust you shall return.”
iv. Haggai 1:2 “Thus speaks the Lord of hosts, saying: ‘This people says, “The time has not come, the time that the Lord’s house should be built.” ’ ”
v. Haggai 1:3 Then the word of the Lord came by Haggai the prophet, saying,
vi. Haggai 1:4 “Is it time for you yourselves to dwell in your paneled houses, and this temple to lie in ruins?”
vii. Haggai 1:5 Now therefore, thus says the Lord of hosts: “Consider your ways!
viii. Haggai 1:6 “You have sown much, and bring in little; You eat, but do not have enough; You drink, but you are not filled with drink; You clothe yourselves, but no one is warm; And he who earns wages, Earns wages to put into a bag with holes.”
ix. Haggai 1:7 Thus says the Lord of hosts: “Consider your ways!
x. Haggai 1:8 Go up to the mountains and bring wood and build the temple, that I may take pleasure in it and be glorified,” says the Lord.
xi. Haggai 1:9 “You looked for much, but indeed it came to little; and when you brought it home, I blew it away. Why?” says the Lordof hosts. “Because of My house that is in ruins, while every one of you runs to his own house.
xii. Haggai 1:10 Therefore the heavens above you withhold the dew, and the earth withholds its fruit.
xiii. Haggai 1:11 For I called for a drought on the land and the mountains, on the grain and the new wine and the oil, on whatever the ground brings forth, on men and livestock, and on all the labor of your hands.”
c. Malachi 3:10 Bring all the tithes into the storehouse, That there may be food in My house, And try Me now in this,” Says the Lord of hosts, “If I will not open for you the windows of heaven And pour out for you such blessing That there will not be room enough to receive it.
d. Malachi 3:11 “And I will rebuke the devourer for your sakes, So that he will not destroy the fruit of your ground, Nor shall the vine fail to bear fruit for you in the field,” Says the Lord of hosts;
Tithing in the New Testament
Hebrews 7:8 Here mortal men receive tithes, but there he receives them, of whom it is witnessed that he lives.
Application
1. Create a budget: income – expenses = remaining funds
2. Increase income or decrease expenses.
3. Tithe.
a. Malachi 3:10 Bring all the tithes into the storehouse, That there may be food in My house, And try Me now in this,” Says the Lord of hosts, “If I will not open for you the windows of heaven And pour out for you such blessing That there will not be room enough to receive it.
2 Corinthians 8:9 For you know the grace of our Lord Jesus Christ, that though He was rich, yet for your sakes He became poor, that you through His poverty might become rich.